4FastCashLoans.com is dedicated to helping you access the best online loan and credit providers. Whether you're struggling with your week-by-week finances, trying to free up equity in your house, trying to manage unbearable credit card debt, or just interested in keeping an eye on your overall credit score, we have a service that can fit your needs and your lifestyle.

We've helped thousands of people across the country get loans quickly and with the respect that we all deserve. Our online credit and cash loan partners have made millions of dollars available to countless individuals with similar financial situations as yourself. Most importantly, we pride ourselves on attention to detail and equal lending practices.

Glossary of Fast Cash Terms

For your convenience, here's a glossary of the terms that we use on our website.

Fast Cash Loans – A fast cash loan is also called a payday loan. This type of loan is a short-term loan, usually due within 14 days of its issuance. A fast cash loan is an ideal loan for individuals that need an infusion of cash between paychecks, to pay for anything that might arise unexpectedly.

Home Equity Loan – Also referred to as a second mortgage, a home equity loan allows you to take advantage of the asset value that you've developed in your house, using your home's value as collateral for the loan. Home Equity loans usually have low interest rates and are paid off over several years.

Debt Consolidation – Debt consolidation is a service where a single company consolidates your outstanding credit card debt in to one simple monthly bill. Debt consolidation services primarily help you avoid bankruptcy, and can preserve your credit score.

Credit Report – A credit report is a document that represents all credits that you've taken, as reported by the 3 major credit bureaus. The 3 major credit bureaus are Equifax, Transunion, and Experian, and each have slightly different ways of evaluating your credit-worthiness. A credit report includes all the names, contact information, and payment histories for any creditor that you deal with.

Credit Score – Your overall credit score is calculated as the average between all of the 3 credit bureau's scoring. Your score is oftentimes disclosed as a FICO score (which stands for Fair-Isaac Corporation), which is a number between 300 and 850. The median credit score in the United States is 725.